Let’s Try to Buy/Compare Travel Insurance Plans Online In India- TheTeamBillionaire and Covid19 and Health Covered Policy.
What is Travel Insurance?
Travel insurance is coverage designed to protect against risks and financial losses that could happen while traveling. The risks range from minor inconveniences such as missed airline connections and delayed luggage all the way to more serious issues including injuries or major illness.
Some of the risks covered under this are:
- Personal Accident Cover, which covers:
- Insured’s Death
- Permanent Total Disability
- Accident & sickness medical expense reimbursement
- Dental treatment relief
- Emergency evacuation
- Repatriation of remains in case of death
- Baggage delay
- Loss of checked baggage
- Loss of passport
- Flight delay
- Hijack
- Home burglary
- Trip curtailment
- Trip cancellation
- Missed connection/missed departure
- Bounced hotel/airline booking
Travel Insurance Companies :
| No. | Health Insurance Plan | Click For Plan | Policy Cover-Up To | Starting at |
| 1. | Care Health | premium | ₹ 7 Lakh | ₹ 1,198/month |
| 2. | Niva Bupa – Travel Asure Pro | premium | ₹ 7 Lakh | ₹ 1,194 /month |
| 4. | DIGIT Super Care Option | premium | ₹ 7 Lakh | ₹ 1,463 /month |
| 5. | Bajaj Ace Silver | premium | Rs. 7 Lakh | ₹ 1,1957 /month |
| 11. | Reliance- Travel Care Individual | premium | Rs. 7 Lakh | ₹ 1,498 /month |
| 12. | Royal Sundaram – Travel Shield Single trip | premium | Rs. 7 Lakh | ₹ 1,035 /month |
| 18. | SBI Arogya Premier Policy | premium | Rs. 10 Lakh – Rs. 30 Lakh | ₹ 1,580 /month |
| 19. | Tata AIG – Travel Gaurd Silver Plus | premium | Rs. 7 – 10 Lakh | ₹ 1,637/month |
| 20 | New India Travel Plan | premium | Rs. 7 – 10 Lakh | ₹ 1,310/month |
FEATURES OF TRAVEL INSURANCE IN INDIA
Now that you understand the importance of buying travel insurance, it is important to understand its potential to provide coverage. Hence, listed below are the essential features of getting to understand how travel insurance in India can help you enjoy your holiday.
- Coverage for Flight Related Issues: Even though an airplane is considered one of the safest ways to travel, accidents do not knock before coming. Flight-related issues include delayed travel or hijack situations, the insurance plan will cover you for the expenses occurring during the course of adversity.
- Cashless Treatment: Although we do not wish to visit a hospital during a holiday, actually having to go there can also be financially draining. However, you can get covered under the travel insurance plans and benefit from the cashless facility. You can avail of this service at the hospitals, which are impaneled under the insurance provider.
- Trip-Related Adversities: A lot of reasons can force you to cancel your trip, stay back, and attend to more important matters. Buying a travel insurance plan can protect you from losing money. This includes non-refundable flight tickets, hotel bookings, etc.
- Coverage for Baggage/Passport LossNothing can be more dreading and dangerous than losing your baggage or passport while on a trip. this policy opted by you might not recover your passport or baggage, but you will get covered for the loss of cash or kind. Plus, it will cover the expenses incurred to get a new passport.
- Emergency Evacuation Plans for Frequent Flyers: Some insurance providers proffer year-long coverage plans for frequent flyers. To avoid spending recurring insurance policy costs, frequent flyers will receive the benefits for a year or multiple trips. Travel Insurance: Check Companies Online Plans in India | TTB Insurance